New Benefits

                                                 A New Way To Help Your Employees Find Health Insurance!   Benefits C    ost

• ZaneHRA™ is a health benefits solution that allows you to completely cover your employees and control your costs.  No more health insurance rate increases – ever!   Employees  choose the health coverage they need Employers save up to 50% on their health benefit costs!

The ZaneHRA Advantages

Step1:

Choose a monthly Allowance for each employee

Similar to a business expense account, the money stays with the company until an

expense is incurred

Step 2:

Employees select their health insurance policy

Employees choose policies that best fit their needs and typically cost less than ½

the price

Step 3

Reimburse employees tax-free

Employers use ZaneHRA to reimburse employees for their insurance premiums and

medical expenses

Complete Control – Predict and plan for your health benefit costs by choosing how much money to allocate to employees. If your employees change plans or carriers, you and your employees will not lose data or have to learn new systems. Powerful reporting tools let you see how well your plan is working, and you can make changes as needed.

Easy Administration – ZaneHRA’s easy-to-use online interface lets you manage your health plan quickly and easily.  Plus, we help you communicate your plan to employees and take care of day-to-day review and approval of receipts.  You spend less time managing your employee health plan and more time managing your business.

Employee Satisfaction – ZaneHRA is also great for your employees. Not only does it reimburse the cost of their insurance premiums, but it also gives them the security of knowing that you will reimburse the money they spend to cover deductibles and other medical expenses

How ZaneHRA Works

Employee Pays Insurance Premium

With personal policies, employees can choose exactly the coverage they need from any carrier in any network. This generally costs 25-50% less than group insurance premiums.

Employee Submits Claim

Claims can be submitted using ZaneHRA’s entirely online system, or via fax or mail.

ZaneHRA Claims Processor Approves Claim

Claims are processed no later than two business days from when they are submitted, but they are generally processed within the hour.

Employer Reimburses Employee

Reimbursements can be made through payroll, direct deposit, cash or check. This money is provided pre-tax so both the employer and the employee saves money on taxes! arlotte@wellnessplansnow.com | www.ZaneBenefits.com/AID/3609

704-971-0123 | charlotte@wellnessplansnow.com | www.ZaneBenefits